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Dear Friend, You hear the bad news everywhere you turn. It’s on the television, the Internet, the radio and in print headlines. What you don’t hear is the good news about the real estate market. Bad news sells newspapers and gets high television ratings; therefore, the media has no reason to report the upside of today’s real estate market to the average American. This is where I come in. For example, did you know that approximately 30 percent of homeowners own their home free and clear? The current market also affords some great opportunities for those looking to purchase a home. First-time homeowners, move-up buyers and investors can all benefit from low home prices, large selection and historically low interest rates. In addition, the government recently approved a First Time Buyer Tax Credit, up to $8000, that does not require repayment if the borrower resides in and maintains ownership of the property for at least three years. Regulations do apply and can be reviewed at www.federalhousingtaxcredit.com, or just give me a call and I will be happy to discuss it with you. Call me to hear more about the good news in today’s housing market. I can’t wait to share it with you. Sincerely,
Joe Crain | ||
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Email mailto:Joe@JoeCrain.net Mobile (210) 710-3270 Office (210) 408-1177 Office Direct (210) 321-5120 Toll Free (888) 729-3242 Fax (210) 479-1292 My other website(s): | ||
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Visit houselogic.com for more articles like this. Copyright 2010 NATIONAL ASSOCIATION OF REALTORS | ||
PMI First Quarter 2009 Risk Index Projects Impact of Recession on Nation's Housing Markets98% of MSAs show increased risk of lower home prices at year-end 2010 21 of Top-50 MSAs now in highest risk category WALNUT CREEK, Calif., April 1 /PRNewswire-FirstCall/ -- PMI Mortgage Insurance Co., (NYSE: PMI) , today released its First Quarter 2009 Economic and Real Estate Trends Report and its widely cited U.S. Market Risk Index(SM). The report projects that the U.S. recession may continue to depress housing prices nationally through the end of 2010. As many as 374 of the nation's 381 MSAs (Metropolitan Statistical Areas) - or 98 percent - are now facing increased risk of lower home prices at year-end 2010. However, 212 of the nation's MSAs still had a minimal-to-low risk of lower prices in two years. The PMI report also indicates that 21 of the nation's 50 largest MSAs are now in the highest risk category, signifying the highest probability of lower house prices by the end of the fourth quarter of 2010, relative to the fourth quarter of 2008. Over the past several quarters, PMI has seen the risk rising fastest in the large urban centers across the country, while smaller MSAs have faired relatively better in their current and projected price performance. First Quarter 2009 PMI U.S. Market Risk Index (4th Quarter 2008 data) 10 Riskiest and 10 Most Stable MSAs out of 50 Largest MSAs 10 Riskiest of the 50 Largest MSAs
Risk Risk Affordability
Rank MSA Index Index
High Miami-Miami Beach-Kendall; FL 99.9 100.79
High Riverside-San Bernardino-Ontario; CA 99.9 100.20
High Ft. Lauderdale-Pompano Beach- 99.9 103.77
Deerfield Beach; FL
High Los Angeles-Long Beach-Glendale; CA 99.9 98.62
High Las Vegas-Paradise; NV 99.8 138.02
High Tampa-St. Petersburg-Clearwater; FL 99.7 108.91
High Orlando-Kissimmee; FL 99.6 111.05
High Santa Ana-Anaheim-Irvine; CA 99.0 98.59
High Jacksonville; FL 98.9 105.56
High Phoenix-Mesa-Scottsdale; AZ 98.8 116.85
10 Most Stable of the 50 Largest MSAs
Risk Risk Affordability
Rank MSA Index Index
Minimal Pittsburgh; PA 1.7 139.96
Minimal Cleveland-Elyria-Mentor; OH 2.3 175.93
Minimal Columbus; OH 2.4 155.65
Minimal Dallas-Plano-Irving; TX 2.5 131.27
Minimal Fort Worth-Arlington; TX 2.5 135.09
Minimal Houston-Sugar Land-Baytown; TX 2.7 133.63
Minimal Memphis: TN-MS-AR 2.8 159.96
Minimal San Antonio; TX 3.8 122.68
Minimal Charlotte-Gastonia-Concord; 5.7 133.47
NC-SC
Minimal Indianapolis-Carmel; IN 9.6 135.85
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Welcome! Are you interested in buying or selling real estate in San Antonio, Texas?
* Free Over-the-Net Home Evaluation - Free Fix Ups Report to Sell Your Home Fast and for Top Dollar * Thank you for visiting my online home -- this website is a direct interface to San Antonio Luxury and Upscale Homes and all other San Antonio Texas Real Estate. This is one of San Antonio's most comprehensive resources for real estate information and San Antonio relocation services. This site is filled with detailed information including the San Antonio real estate market. As a San Antonio REALTOR®, I represent clients as both a Buyer's or Seller's Agent and am especially qualified in assisting both military and corporate clients with their San Antonio relocation. At CENTURY 21, Smith & Associates, I'm committed to bringing you the finest service available. I do that by building long-term relationships and getting to know what you want. Our San Antonio Realtors and brokers are certified professionals who have earned their clients' loyalty through the sale of thousands of properties in our community. My goal is to be your personal real estate consultant...for life. Additionally, this website can be the best navigational tool you can have to wade through the multitude of lenders, insurers and service providers in San Antonio to help you accomplish your goal. Please click on the icon on the left if you are interested in email listings of homes as a buyer or seller. If you are interested in immediate information and listings click on the above tab "Listings" and it will take you to another page for property listings from my office, the San Antonio area, Texas and across the United States. This website has local information available on the "Links Page " by clicking above as well as information on schools and the community. Whether you are moving across town or across the country I provide free neighborhood reports about San Antonio or any community in the United States. I can provide you with statistics, comparative buyer's analysis, detailed demographic info and school info to help you make an informed decision on the neighborhood you choose. Want to know average days on market for a community or average sales price per square foot on different subdivisions? I can provide you the answers to these and many other questions. If you are relocating and you are serious about purchasing Texas real estate, your search is over. I can supply you with all the information you need to make your move. This web page is your San Antonio, Texas information tool. I've included links to maps, extensive home listings, and community resources, where you can find information about San Antonio schools, taxes, financing and real estate. If you're planning a move to the San Antonio area, you need answers about Texas real estate. I look forward to helping you. There are over one million REALTORS® in business today. So if you want to find that one-in-a-million REALTOR®, start with the over 37,000 who hold the Certified Residential Specialist Designation. CRS is the symbol of excellence in residential real estate. CRS members have proven they have the experience, training and commitment to be among the best in their profession. | ||||||||||||||||||||||||||||||
ATTENTION First Time Home Buyers!!!The homebuyer tax credit is one of 10 key provisions of the American Recovery and Reinvestment Act signed by President Obama into law on Feb. 17, 2009. The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009. The credit does not require repayment. Most of the mechanics of the credit will be the same as under the 2008 rules: the credit will be claimed on a tax return to reduce the purchaser's income tax liability. If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser. First-Time Homebuyers Have Several Options to Maximize New Tax Credit (Click on this link to go to the IRS website for more information) ***** The Federal Tax Credit has been extended and prior owners now can also take advantage of this program!!!!!!Tax Credits Provide Outstanding Opportunities for Home Buyers (Click here to get the complete information) The Worker, Homeownership, and Business Assistance Act of 2009 has extended the tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence. It also authorized a tax credit of up to $6,500 for qualified repeat home buyers. ----------------------------------------------------------------
BUSINESS WEEK
The U.S. Metros Least Touched by RecessionA combination of stable home prices and sizable sectors in health care, energy, government, and education kept these metropolitan areas relatively stable. America's strongest economies have one thing in common—home prices that never got too hot or too cold. Home prices in metros such as San Antonio, Oklahoma City, Pittsburgh, Rochester, Little Rock, Ark., and Baton Rouge, La., remained steady through boom and bust. Although no metropolitan area entirely avoided the economic downturn, the most resilient metros were protected by a potent mix of recession-resistant jobs. ----------------------------------------------------------------
Wednesday, June 17, 2009, 12:01am CDT | Modified: Wednesday, June 17, 2009, 8:00am
Study shows San Antonio is nation's best-performing city in recessionSan Antonio Business JournalSan Antonio has been ranked the strongest metropolitan area in the country for economic performance, according to a new report from the Brookings Institution. The Washington, D.C.-based think tank has begun analyzing the impact of the recession throughout America’s metropolitan areas. In the first of a series of quarterly MetroMonitor reports, Brookings ranked San Antonio, Oklahoma City, Austin, Houston and Dallas as the top five metro areas in the country in economic performance in the wake of the recession. (click here for full report) ---------------------------------------------------------------- FORBES.com Real EstateAmerica's Best Long-Term Real Estate BetsMatt Woolsey, 12.16.08, 04:00 PM ESTThese 10 markets are the least likely to overheat and bust and the most likely to have vibrant economies moving forward.
Job-growth forecasts also play a role in determining a region's long-term strength. To gauge this measure, we looked at predictions through 2017 from Moody's Economy.com. These are based on Bureau of Labor Statistics (BLS) data of market sectors (manufacturing, bad; biotech, good, for example) and its own analysis of each area's business costs and growth prospects. So, while San Antonio and Atlanta have virtually no zoning restrictions and allow liberal home construction during good times, they've been consistent leaders in job creation and Moody's rates them as second and sixth, respectively, for job growth through 2017. This leads to positive expected-absorption rates as job seekers head there. Forbes selects as their # 3. San Antonio, TexasJob-growth projections 2008-2017: 2.0% There may be little zoning in Texas, and the state may be a model of sprawl (read: lots of homes built in good times), but San Antonio has fared better than its Lone Star brethren throughout the peaks and valleys of the last 20 years. Volatility in home building and vacancy were in the middle of the pack nationally, while the metro area's job-growth figures have been national leaders San Antonio is one of the nation's top recession-proof cities, Forbes.com reports in an analysis of economic growth in the nation's 50 largest metro areas. The Forbes.com study ranks San Antonio second only to Oklahoma City in its ability to withstand recessionary pressures. The study was released April 29, 2008. (For the complete article click on the San Antonio Forecast button on the top of the screen) | ||||||||||||||||||||||||||||||
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Daily Real Estate News | October 15, 2008 Cities Where Your Dollar Goes FurthestMoney goes further some places in the United States than it does in others.
Cities Where Residents Get the Least for Their Money
Source: Forbes, Abha Bhattarai (10/10/2008)
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American Foreclosure Specialists can help Stop Foreclosure
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Click this link for more information about San Antonio Schools. | ||
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Click on this link for updated daily real estate news and advice provided from Realty Click here to visit the daily news! Click here for an On-line Video Library about the San Antonio Area | ||
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