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Whether you are relocating to San Antonio or just
moving across town you will need the following documents to apply for a home
mortgage:
VERIFY EMPLOYMENT / SOURCE OF
INCOME -When Employed By
Others:
o W2 forms - 2
years.
o Current pay
stub - 30 days
-When Self
Employed:
o Year-to-date
profit and loss
o Two years
signed tax returns with all attachments (individual, corporate or
partnership)
SOURCE OF FUNDS FOR
CLOSING: -Last 3 bank statements for account to be used to pay for any closing
funds.
-Gift letter (if applicable) including
name, address, and telephone number of donor and relationship to
borrower
-Closing statement on sale of any prior
homes owned
LIABILITIES & DEBT -
PROVIDE: -Monthly payments, Approximate balance for all debts, such as:
o Credit
cards o Auto Loans o Real Estate
Loans (need address) o Unsecured/Signature
Loans o Co-signed loans. o Credit
Union Loans
Miscellaneous Letters &
Documents
o Copy of drivers
license or picture ID (FHA Loans) o Bankruptcy papers
and release Copy of real estate purchase contract o
Divorce decrees o Deposit for appraisal, credit
report, title search
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